The clear way to share money

your money, in one clear place.

Track the everyday. Split the shared stuff. Settle what remains without losing the human story behind the numbers.

Start with Spendol See how it works

Spendol groups screen showing trip and household balances

Spendol home screen showing personal totals, shared balances, and recent activity

Spendol insights screen showing monthly totals and expense categories

Personal spendingShared expensesLoans + settlementsMultiple currenciesOffline-first

One connected record

one app. every money moment.

The bill, the loan, the balance, and the settlement stay connected, so “I’ve got this” can end with everyone even.

Spendol form for recording money lent to a friend

Spendol friend detail showing outstanding balances, direct expenses, and loans

Spendol settlement form with percentage and currency conversion controls

See the balance

Understand what remains between two people before you do anything else.

Record the moment

Add a shared cost, note a loan, or capture the context while it is still fresh.

Close the loop

Settle in the currency that works and keep the agreement in the activity trail.

Explore the details

simple when you need it. capable when it counts.

Spendol stays quiet around the edges and gives every shared-money detail a proper place.

Flexible splits

Not every bill divides the same way.

Split equally, enter exact amounts, use percentages, or assign weighted shares. Spendol keeps the final total exact.

Spendol showing an expense split equally between two people

Shared spaces

Give every plan its own place.

Keep trips, homes, couples, and one-off plans separate, with a clear balance and activity trail for each group.

Spendol Japan Trip group showing shared balances and activity

Offline-first

Keep going when the signal stops.

Changes save on your device first and sync automatically when you reconnect, so a weak connection never interrupts the moment.

Spendol explaining how an offline expense syncs after reconnecting

Useful insights

Find the shape of your spending.

See totals, categories, currencies, and calendar rhythms without turning your life into a spreadsheet.

Spendol insights showing currency mix and a calendar spending heatmap

Personal + shared

Private spending and shared costs live side by side, without getting mixed up.

Friend by friend

See direct balances and the groups you share from one calm view.

Context included

Keep notes, receipts, dates, locations, and categories with the expense.

A visible trail

Expenses, loans, edits, and settlements remain understandable after the moment passes.

Spendol friends screen showing balances between people

Friend by friend

know what remains, without doing the maths again.

Direct expenses and shared groups roll into one understandable balance. Open the detail when you need the story behind it.

Open your balances

Good to know

frequently asked questions.

Can I use Spendol for my own expenses?

Yes. Spendol is personal-first: track everyday spending and income privately, then share only the expenses that belong with friends or a group.

How can an expense be split?

Use equal shares, exact amounts, percentages, or weighted shares. The calculation stays deterministic down to the final cent.

Does Spendol transfer money?

No. Spendol records loans and settlement agreements so everyone has the same record. The actual transfer happens outside the app.

What happens when I am offline?

You can keep working. Changes are saved locally first and sync automatically after your connection returns.

Can I work across currencies?

Yes. Shared activity can include multiple currencies, and settlements can use another currency with a locked conversion when that is easier.

Ready when you are

make shared money feel lighter.

Open Spendol and get back to the people and plans the money was for.

Continue in the app